i got my social security statement today that is encouraging me to retire as soon as possible. assuming my own death comes in at the 80-year mark, the total benefits i would receive from SS would be only slightly higher if i were to retire at 67 rather than 62, giving me five more years of the easy life. of course, my higher monthly rate when retiring at 70 also puts me closer to my death and therefore lessens my total benefits even more.
so, young folks, please remember to pay all my bills whenever it is i decide to stop doing it for myself. it's my right.